I've worked 38 hours this week already. I'm going home early at 3 to start cleaning the apartment, including setting aside things to sell or give to charity.
This month, in a sheer act of anti-Americanism, I'm attempting to live simpler. I've knocked out some of my debt, eating some savings as a result, and really want to reduce the stuff intake I have had in the past. I'm hoping to save significantly better than I have and reduce my debt steadily - not necissarily quicker mind you, just steadily. I find that, unless I can wipe my debt in one fell swoop, I tend to lose track of my spending and increase my debt load. I either neglect or forget that I dolled out huge amounts or miss something I need to pay for and end up using a credit card. Stupid American financing.
The switch in emphasis from paper money to electronic currency has lead to the increase in spending adn increase in debt to most Americans. Think about how import your allowance was when it was tangible. I used to be very careful with that $10 I got each week for chores adn such. Now, I'm making 200 times that a month and am burning through it with gusto. It's ridiculous and I think patrially due to a divorce from what money really is as a tangible thing.
Part of the transition, I feel, includes getting rid of much of the things I have that I deem useless (like tha panini grill gifted to me that I haven't even opened) or unnecessary. Movies I don't plan on watching, books I have read and won't re-read, computer software older than DOS, etc. It will be a purging spree. There are just so many things I don't care about or don't even use that are cluttering up our space.
Secondly, I'm going to carry a notebook with me to monitor any spending at all. I have budgets for things, not including standard bills, that I mostly ignore. Though Wells Fargo gives me free reports on where I spend my money now, so in retrospect I can see to where it all goes. After the fact doesn't help much, I need current, over-time data. Plus, I'm hoping to re-associate myself with money as an object, and entity to care about.
Hopefully, I'll be able to triple my savings next month - but that's assuming I don't spend a dime on non-necessary or "semi" necessary things. See, the occasional Barriques latte is semi-essential to me. :) We'll see where I am at the end of the month. And maybe I'll actually read like I said I was going to in January.
Does shopping give you a sense of self-satisfaction?
(for more in depth of a poll, see fridaypoll)
I also use the word "crazy" too often, so much so that my coworkers have picked it up. Time to move on...
Main Entry: crazy
Part of Speech: adjective
Synonyms: ape, barmy, batty, berserk, bonkers, cracked, crazed, cuckoo, daft, delirious, demented, deranged, dingy, dippy, erratic, flaky, flipped, flipped out, freaked out, fruity, haywire, idiotic, insane, kooky, lunatic, mad, maniacal, mental, moonstruck, nuts, nutty, potty, psycho, screw loose, screwball, screwy, silly, touched, unbalanced, unglued, unhinged, unzipped, wacky, whacko